Maintaining competitiveness necessitates juggling the new difficulties related to guest and staff safety, personnel retention, and previously existing risky areas. In addition to managing liability risks related to day-to-day operations, such as housekeeping, food preparation, and maintenance, this also entails protecting sensitive customer data
The hotel sector is expanding quickly. We have created a variety of hospitality insurance packages to cover most eventualities because our specialized Hospitality & Tourism team is well-versed in every aspect of a business sector where success depends on guest satisfaction.We provide cover for restaurants, hotels, game farms, bush lodges, resorts, health and wellness spas, golf clubs, catering operations, wine estates, theatres and museums, recreational sporting clubs, guesthouses, self-catering holiday rentals, etc.
Hospitality insurance product provides cover for
Asset protection
Cover for hotels, country inns, bush and beach lodges, tented camps, guesthouses, wildlife and golfing estates, holiday homes, corporate ownership lodges, conference venues and country clubs.
Loss of profits
Provides cover for loss of rentals, revenue, levies, as well as wages and additional increased cost of working (AICOW)
Legal liability
Liability arising from the death of, or injury to, a guest, or damage to their property, as well as subsequent financial claims.
Commercial vehicles
Cover for game-viewing vehicles, vehicles for business or private use, and coaches and shuttles that are ancillary to the business, as well as golf carts and quad bikes
Property owner’s liability
Cover for product liability, EC directives, breakout and relocation of wildlife, hunters’ liability, guests’ personal effects, sub-contractors’ liability, spread of fire, and (in South Africa only) employers’ liability and passenger liability for fare-paying passengers