Maintaining competitiveness necessitates juggling the new difficulties related to guest and staff safety, personnel retention, and previously existing risky areas. In addition to managing liability risks related to day-to-day operations, such as housekeeping, food preparation, and maintenance, this also entails protecting sensitive customer data

The hotel sector is expanding quickly. We have created a variety of hospitality insurance packages to cover most eventualities because our specialized Hospitality & Tourism team is well-versed in every aspect of a business sector where success depends on guest satisfaction.We provide cover for restaurants, hotels, game farms, bush lodges, resorts, health and wellness spas, golf clubs, catering operations, wine estates, theatres and museums, recreational sporting clubs, guesthouses, self-catering holiday rentals, etc.

Hospitality insurance product provides cover for

EIRS Asset Protection

Asset protection

Cover for hotels, country inns, bush and beach lodges, tented camps, guesthouses, wildlife and golfing estates, holiday homes, corporate ownership lodges, conference venues and country clubs.

EIRS Hospitality Insurance

Loss of profits

Provides cover for loss of rentals, revenue, levies, as well as wages and additional increased cost of working (AICOW)

EIRS Legal Liability Insurance

Legal liability

Liability arising from the death of, or injury to, a guest, or damage to their property, as well as subsequent financial claims.

EIRS Commercial Vehicle Insurance

Commercial vehicles

Cover for game-viewing vehicles, vehicles for business or private use, and coaches and shuttles that are ancillary to the business, as well as golf carts and quad bikes

EIRS African Insurance

Property owner’s liability

Cover for product liability, EC directives, breakout and relocation of wildlife, hunters’ liability, guests’ personal effects, sub-contractors’ liability, spread of fire, and (in South Africa only) employers’ liability and passenger liability for fare-paying passengers